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Three Forks, Montana

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Three Forks, MT

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STR Regulations for Three Forks, Montana

Explicit answer: Yes. Short-term rentals are allowed in Three Forks, Montana, subject to state licensing and health/safety requirements, and any applicable city zoning or conditional use permits. Three Forks does not appear to have city-specific short-term rental restrictions comparable to Bozeman’s; state rules govern, and city zoning determines where lodging can operate. As evidenced in the September 19, 2024 Zoning & Planning Board minutes, lodging uses (cabins) have been approved and amended via a conditional use permit in the city’s agricultural zoning district, with the city attorney clarifying that such cabins do not fall under the “short-term rental requirements of the Residential District.” See Source: www.threeforksmontana.us/documents/650/Minutes_9.19.2024_Zoning.pdf?1731020552


How to Start a Short-Term Rental Business in Three Forks, MT

Below is a step-by-step guide tailored to Three Forks and Montana. It is written for serious investors who need clear, practical steps and compliance checks.

  1. Confirm zoning and land use
  • Identify the property’s zoning district (e.g., Agricultural, Residential).
  • Confirm whether short-term lodging is a permitted, conditional, or prohibited use in that zone.
  • If located within one mile of city limits, note the City’s extra-territorial zoning interest (Planning & Zoning guidance) and potential County coordination (see Source: www.threeforksmontana.us/documents/650/Minutes_9.19.2024_Zoning.pdf?1731020552).
  1. Secure local land use approvals
  • If lodging is a conditional use, apply for a Conditional Use Permit (CUP) with the City of Three Forks. The City has approved and amended CUPs for cabins with conditions (e.g., landscaping along right-of-way, use limitations). See Source: www.threeforksmontana.us/documents/650/Minutes_9.19.2024_Zoning.pdf?1731020552
  • For properties within 1,000 feet of municipal sanitation, connection to municipal services may be required under state law. If you are outside city limits, confirm septic/well compliance.
  1. Obtain state licensing and pass inspections
  • Apply for a Public Accommodation License from the Montana Department of Public Health and Human Services (DPHHS).
  • Undergo health and safety inspections, including potable water and wastewater systems, hygiene amenities, and initial fire inspections (as applicable).
  • Maintain a guest register with names and contact information for at least 365 days per stay. See Source: www.steadily.com/blog/airbnb-short-term-rental-laws-and-regulations-in-montana
  1. Handle taxes
  • For reservations of 29 days or fewer, Montana requires:
    • Lodging Facility Use Tax: 4%
    • Lodging Sales Tax: 4%
  • Platforms like Airbnb typically collect and remit these lodging taxes directly to the Montana Department of Revenue on your behalf. If not using a platform, register with the Department of Revenue and remit taxes yourself. See Source: www.steadily.com/blog/airbnb-short-term-rental-laws-and-regulations-in-montana
  1. Insurance and risk management
  • Obtain short-term rental insurance that provides liability and property coverage tailored to transient lodging.
  • Note: Insurance requirements may apply under the Public Accommodation License; confirm specifics with DPHHS.
  1. Establish operating procedures
  • Adopt standard operating procedures for bookings, check-ins, cleaning, waste disposal, snow removal (seasonally), neighbor notification (if required by CUP), and 24/7 guest support.
  • Align housekeeping and maintenance with health and safety standards.
  1. Compliance records and renewals
  • Keep records of licensing, inspections, CUP conditions, guest registers, and tax remittances.
  • Renew the Public Accommodation License annually and comply with any local CUP renewal terms.

Required Documents, Permits, Licenses, and Guidelines

Use this checklist for a complete compliance package:

  • State (Montana DPHHS)

    • Public Accommodation License application and annual renewal
    • Health and safety inspection scheduling/results (initial and ongoing)
    • Guest register (names/contacts retained for 365 days)
    • Proof of potable water and wastewater compliance
  • Local (City of Three Forks)

    • Conditional Use Permit (if lodging is conditional in the zoning district)
    • CUP compliance documentation (e.g., landscaping along right-of-way as previously required by the Planning Board; see Source: www.threeforksmontana.us/documents/650/Minutes_9.19.2024_Zoning.pdf?1731020552)
    • Submittals: site plan, property sketch with boundaries and parking, contact information, operational narrative
  • Taxes (Montana Department of Revenue)

    • Registration for lodging tax if you are not using a platform that remits on your behalf
    • Records of Lodging Facility Use Tax (4%) and Lodging Sales Tax (4%) for stays ≤29 days
  • Operations

    • Short-term rental insurance policy
    • House rules, check-in/out procedures, cleaning protocols
    • Emergency contact and 24/7 guest support plan

Specific Regulations for Short-Term Rentals: City, County, and State

Montana (State-level)

  • Public Accommodation License required from DPHHS. Health and safety standards enforced (potable water, wastewater, hygiene, fire inspection as applicable). Guest register maintained for ≥365 days.
  • Lodging taxes: 4% Lodging Facility Use Tax and 4% Lodging Sales Tax for stays ≤29 days; platforms generally collect and remit to the Montana Department of Revenue. See Source: www.steadily.com/blog/airbnb-short-term-rental-laws-and-regulations-in-montana

City of Three Forks

  • No city-specific short-term rental ordinance has been identified that parallels Bozeman’s registry/ban/occupancy rules.
  • Zoning compliance is the key gating factor; lodging requires permitted or conditional use status.
  • The City’s Zoning & Planning Board has approved CUPs for cabins and has required conditions (e.g., landscaping along the right-of-way), with discussion noting that cabins in the Agricultural district do not fall under the Residential District’s short-term rental requirements. See Source: www.threeforksmontana.us/documents/650/Minutes_9.19.2024_Zoning.pdf?1731020552
  • The City actively manages extra-territorial zoning coordination within one mile of city limits; depending on location, applications may involve City review and County decision-making. See Source: www.threeforksmontana.us/documents/650/Minutes_9.19.2024_Zoning.pdf?1731020552

County (Gallatin County)

  • Three Forks lies within Gallatin County. No Gallatin County-specific short-term rental rules were provided in the source documents.
  • If a property is within 1,000 feet of municipal sanitation infrastructure, connection to municipal services may be required per state rules discussed in City meeting minutes. See Source: www.threeforksmontana.us/documents/650/Minutes_9.19.2024_Zoning.pdf?1731020552

County-Level Planning Context (General Montana)

  • Flathead County’s short-term rental program (flathead.mt.gov/department-directory/planning-zoning/short-term-rentals) is provided for context only; it is not binding in Gallatin County or Three Forks. See Source: www.steadily.com/blog/airbnb-short-term-rental-laws-and-regulations-in-montana

Contact Information (Local Authority in Charge of STRs)

For licensing and health/safety:

  • Montana Department of Public Health and Human Services (DPHHS)
    • Phone: Not provided in source
    • Email: Not provided in source
    • Website: Contact DPHHS for the Public Accommodation License application and inspection scheduling
    • Use state channels for license inquiries and health/safety compliance. See Source: www.steadily.com/blog/airbnb-short-term-rental-laws-and-regulations-in-montana

For taxation:

  • Montana Department of Revenue
    • Phone: Not provided in source
    • Email: Not provided in source
    • Register for lodging tax and confirm platform remittance practices. See Source: www.steadily.com/blog/airbnb-short-term-rental-laws-and-regulations-in-montana

For zoning and CUPs (City of Three Forks):

  • City of Three Forks
    • Mailing Address: City Hall, 206 Main Street, Three Forks, MT 59752
    • Phone: Not provided in source
    • Email: Not provided in source
    • Website: www.threeforksmontana.us/
    • Contact the City Planner or Zoning & Planning Board for zoning verification and CUP applications. See Source: www.threeforksmontana.us/documents/650/Minutes_9.19.2024_Zoning.pdf?1731020552

Links to Source Pages (Important)

  • Montana short-term rental law overview (licenses, taxes, and local variance examples including Bozeman): www.steadily.com/blog/airbnb-short-term-rental-laws-and-regulations-in-montana
  • Three Forks Zoning & Planning Board Minutes (Sept 19, 2024) showing approvals/conditions for cabins and extra-territorial zoning coordination: www.threeforksmontana.us/documents/650/Minutes_9.19.2024_Zoning.pdf?1731020552
  • Bozeman’s STR ordinance (Type 1/2/3 framework, platform obligations) for contrast to non-city-specific rules in Three Forks: bozemanrealestate.group/blog/bozemans-new-short-term-rental-ordinance-and-proposed-udc-zoning-changes
  • Bozeman City STR page: www.bozeman.net/departments/community-development/planning/short-term-rentals
  • Flathead County STR program (contextual, not applicable to Three Forks): flathead.mt.gov/department-directory/planning-zoning/short-term-rentals

Practical Notes for Three Forks Investors

  • Start with zoning. Confirm whether your parcel allows lodging by-right or requires a CUP. The Agricultural district has explicitly hosted lodging via CUPs with conditions.
  • Parallel path: Apply for the Public Accommodation License and schedule inspections as early as possible; delays are common.
  • If you are within 1,000 feet of municipal sanitation, expect connection requirements; confirm capacity and fees with the City.
  • Taxes are largely automated through platforms; if you operate off-platform, register and remit lodging taxes to the Department of Revenue.
  • Protect the investment: carry STR-specific insurance and maintain meticulous records for inspections, taxes, and CUP compliance.

If you want, I can create a one-page checklist and a zoning pre-screening memo template based on these sources.

What do Airbnb hosts actually earn in Three Forks?

Three Forks hosts earn a median $25,416/year with $179 ADR and 47% occupancy.

Top performers pull in $27,719+ per year.

See the full Three Forks market breakdown →

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Three Forks

Market Saturation Score

036912
Moderate Saturation
7/ 12
months with declining YoY revenue
5–7 declining months: moderate saturation risk - market may be nearing capacity.
View Full Three Forks Market Analysis →

Photos of Three Forks

Overview of Three Forks

Three Forks is a city in Gallatin County, Montana, United States and is located within the watershed valley system of both the Missouri and Mississippi rivers drainage basins — and is historically considered the birthplace or start of the Missouri River. The population was 1,989 at the 2020 census. The city of Three Forks is named so because it lies geographically near the point, in nearby Missouri Headwaters State Park, where the Jefferson, Madison, and Gallatin rivers converge to form the Missouri River — the longest single river in North America, as well as the major portion of the Missouri–Mississippi River System from the headwaters near Three Forks to its discharge into the Gulf of Mexico. Three Forks is part of the Bozeman, MT Micropolitan Statistical Area of approximately 100,000 people and located thirty miles west of Bozeman.

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