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Midtown Saint Louis, Missouri

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Midtown Saint Louis

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Midtown Saint Louis, MO

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STR Regulations for Midtown Saint Louis, Missouri

Yes—short‑term rentals (STRs) are allowed in Midtown‑Saint‑Louis (City of St. Louis). Under Ordinance 71729 (adopted November 6, 2023), all platforms listing STRs and all STR operators must obtain a City permit. The ordinance’s operational requirements were scheduled to take effect November 6, 2024, and a permit application deadline of May 6, 2025 was established. However, a court order currently prohibits the City from enforcing Ordinance 71729, including its permit requirements. While the order is in effect, the City is not processing or enforcing STR permits; future enforcement may change once the legal status is resolved. Operators should plan to comply fully with City requirements once enforcement resumes. Citations in municipal court carry a $500 per violation penalty; violations continuing daily are treated as separate offenses. Use the City’s Citizen Service Bureau to report STR nuisances.

Source: www.stlouis-mo.gov/government/departments/public-safety/building/permits/short-term-rental-permits/index.cfm

How to Start a Short‑Term Rental Business in Midtown‑Saint‑Louis

  • Confirm your unit is eligible for a City STR permit once enforcement resumes:
    • No minimum stay shorter than two (2) nights.
    • Not located on a parcel or within a structure actively benefiting from tax increment financing (TIF) or tax abatement.
    • Meet building and life‑safety standards (smoke/CO alarms, fire extinguisher).
  • Assemble required documentation (prepare now; file once enforcement resumes):
    • Property information and ownership/lease authorization.
    • Identification of a Short‑Term Rental Agent who can respond 24/7.
    • Affidavit regarding taxes and obligations owed to the City (must be current).
    • Proof of required safety equipment and posted rules in the unit.
  • Submit permit application (when City can enforce):
    • Platforms listing City properties must also hold permits.
    • Application deadline: May 6, 2025.
    • Late/continued operation without a permit after the deadline is non‑compliant and subject to fines.
  • If you are NOT the primary resident, obtain a Short‑Term Rental, Non‑Occupied Permit and observe per‑owner caps of up to four (4) STR units citywide (see caps section).
  • If you reside in the unit, obtain a Short‑Term Rental, Occupied Permit and attest that the unit is your principal residence (limited to one per person).

Source: www.stlouis-mo.gov/government/departments/public-safety/building/permits/short-term-rental-permits/index.cfm

What do Airbnb hosts actually earn in Midtown Saint Louis?

Midtown Saint Louis hosts earn a median $20,499/year with $105 ADR and 71% occupancy.

Top performers pull in $31,224+ per year.

See the full Midtown Saint Louis market breakdown →

Required Documents, Permits, Licenses, and Guidelines

Permits

  • Short‑Term Rental, Occupied Permit (owner‑ or tenant‑resident).
  • Short‑Term Rental, Non‑Occupied Permit (investor/owner).
  • Platform Permit (for listing/marketing platforms).

Eligibility requirements

  • No minimum stay under two (2) nights.
  • Property not on an active TIF or tax abatement benefit.
  • Applicant is a natural person.
  • All taxes and other obligations to the City must be current.
  • No more than one occupant contract per rental period.

Documentation and compliance

  • Designation of a 24/7 STR Agent capable of responding to concerns.
  • Posted house rules inside the unit.
  • Life‑safety compliance: working smoke detectors inside and outside every bedroom; carbon monoxide alarms outside every bedroom; properly maintained and charged fire extinguisher on all habitable floors.
  • No exterior signage indicating STR use except a City‑issued marker no larger than 1 ft x 1 ft.
  • No food service provided by the permit holder (only prepackaged food/beverage permitted).

Penalties and enforcement

  • Municipal court fines: $500 per violation; continuous violations constitute separate offenses each day.
  • Noncompliance after May 6, 2025 is a violation once enforcement is permitted.

Source: www.stlouis-mo.gov/government/departments/public-safety/building/permits/short-term-rental-permits/index.cfm

Specific Regulations for Short‑Term Rentals (City and State)

City of St. Louis—Core operating rules

  • Nuisance behavior triggers revocation: permit holders must use best efforts to prevent disruptions and interference with neighbors’ quiet enjoyment.
  • Single‑contract rule: no more than one (1) renter during any given rental period.
  • Event prohibition: STR units may not be used as reception, party, meeting, or similar event space.
  • Agent availability: designated agent must be capable of responding 24/7 to address concerns.

Occupancy and structure caps

  • Short‑Term Rental, Occupied (principal residence):
    • Only available to residents for their principal residence; a person may have only one principal residence.
  • Short‑Term Rental, Non‑Occupied (investor/owner):
    • Per owner cap: no more than four (4) STR units in the City.
    • Structure caps by number of dwelling units:
      • 2 units: no cap listed—up to 2 STRs permitted (occupied, non‑occupied, or mix).
      • 3 units: STR non‑occupied may not exceed 50%; each of occupied and non‑occupied is limited to 1.
      • 4 units: STR non‑occupied may not exceed 50%; each of occupied and non‑occupied is limited to 1.
      • 5–23 units: STR non‑occupied may not exceed 25% of total units (e.g., 23 units → max 5 non‑occupied STRs).
      • 24+ units: STR non‑occupied may not exceed 12.5% of total units (e.g., 24 units → max 3; 50 units → max 6; 100 units → max 12).

Sanctions and revocation thresholds

  • Three (3) violation notices at the same property within 24 consecutive months triggers revocation and a ban on new permits for that property for up to 12 months.
  • Permit holders have 30 days to cure violations; 30‑day appeal right after revocation.
  • The Building Commissioner may initiate revocation or review at any time for noncompliance or complaints.

State of Missouri (apply City rules first; state law is permissive unless/until the City’s rules are invalidated)

  • Missouri Revised Statutes do not impose a statewide STR licensing or permit regime; the City’s Ordinance 71729 governs operations within City limits.
  • Tax obligations:
    • Missouri lodging tax (typically 4.0%–4.5% at the state level) may apply depending on the property’s tax rate area and the transaction; confirm applicability with the City Collector/Revenue and Missouri Department of Revenue if you collect/ remit lodging taxes.

Sources:

  • www.stlouis-mo.gov/government/departments/public-safety/building/permits/short-term-rental-permits/index.cfm
  • www.stlouis-mo.gov/government/city-laws/ordinances/ordinance.cfm?ord=71729

Contact Information (Local Authority in Charge of STRs)

  • City of St. Louis—Building Division (Short‑Term Rental Permits)
    • Phone: 314‑622‑4800
    • Website: www.stlouis-mo.gov/government/departments/public-safety/building/permits/short-term-rental-permits/index.cfm
    • Physical address: City Hall, 1200 Market Street, Saint Louis, MO 63103
  • City of St. Louis—General Contact
    • Website: www.stlouis-mo.gov/government/contact.cfm
  • Citizen Service Bureau (CSB) — Report STR Nuisances
    • Website: www.stlouis-mo.gov/government/departments/public-safety/neighborhood-stabilization-office/citizens-service-bureau/csb-request-submit.cfm?action=level1&parentNodeId=43&instanceID=0
    • Phone (general City): 314‑622‑4800

Sources:

  • www.stlouis-mo.gov/government/departments/public-safety/building/permits/short-term-rental-permits/index.cfm
  • www.stlouis-mo.gov/government/contact.cfm
  • www.stlouis-mo.gov/government/departments/public-safety/neighborhood-stabilization-office/citizens-service-bureau/csb-request-submit.cfm?action=level1&parentNodeId=43&instanceID=0

Source Pages and Links

  • Short‑Term Rental Permits — City of St. Louis
    • www.stlouis-mo.gov/government/departments/public-safety/building/permits/short-term-rental-permits/index.cfm
  • Ordinance 71729 (Short‑Term Rentals) — City of St. Louis
    • www.stlouis-mo.gov/government/city-laws/ordinances/ordinance.cfm?ord=71729
  • City of St. Louis — Contact Page
    • www.stlouis-mo.gov/government/contact.cfm
  • Citizen Service Bureau — Nuisance Complaint Form
    • www.stlouis-mo.gov/government/departments/public-safety/neighborhood-stabilization-office/citizens-service-bureau/csb-request-submit.cfm?action=level1&parentNodeId=43&instanceID=0

Note: Midtown‑Saint‑Louis is within the City of St. Louis, not St. Louis County. City rules apply; county rules do not govern operations in this market. State‑level Missouri law is largely permissive for STRs and defers to local ordinances like Ordinance 71729.

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Midtown Saint Louis

Market Saturation Score

036912
High Saturation
9/ 12
months with declining YoY revenue
8–10 declining months: high saturation - supply likely outpacing demand.
View Full Midtown Saint Louis Market Analysis →

Photos of Midtown Saint Louis

Overview of Midtown Saint Louis

Saint Louis, Missouri, is a vibrant city known for its rich cultural heritage and robust geographic positioning. With an estimated population of around 300,000, it serves as the cultural and economic heart of the Greater St. Louis area, which has a population of more than 2.8 million. The city is approximately 250 miles (402 kilometers) from Chicago, which is the closest major city.

Saint Louis boasts a variety of notable landmarks and attractions that make it appealing for short-term rentals. The iconic Gateway Arch Gateway Arch, standing at 630 feet, is the tallest man-made monument in the United States and offers stunning views of the city and the Mississippi River. Additionally, the Missouri Botanical Garden Missouri Botanical Garden is one of the oldest botanical institutions in the nation, featuring 79 acres of horticultural displays.

Sports fans can visit Busch Stadium Busch Stadium, home to the St. Louis Cardinals Major League Baseball team. The Saint Louis Art Museum Saint Louis Art Museum in Forest Park offers an extensive collection of art and is complemented by the nearby Saint Louis Zoo Saint Louis Zoo, which provides family-friendly entertainment with its free admission.

For those interested in history and science, the City Museum City Museum and the Saint Louis Science Center Saint Louis Science Center offer interactive exhibits catering to diverse interests. The Delmar Loop Delmar Loop is a trendy area known for its eclectic mix of shops, restaurants, and live music venues.

Given its diverse attractions and proximity to significant urban centers, Saint Louis presents a viable option for those considering short-term rentals. Visitors can enjoy a combination of cultural, historical, and recreational activities, making it an attractive location for tourists and business travelers alike.

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