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Dubuque, Iowa

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Dubuque

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Dubuque, IA

Generally Investor Friendly

Dubuque, Iowa skyline

STR Regulations for Dubuque, Iowa

Overview: Are Short-Term Rentals Allowed in Dubuque, IA?

  • Short-term rentals are explicitly allowed in Dubuque, Iowa. Properties must obtain a City rental license, pass inspections, and comply with local regulations. The City treats short-term rentals under its rental property framework—no separate “STR” category is listed—meaning you follow the standard landlord licensing and inspection process.
  • Reference: City of Dubuque – Rental Licensing & Inspections

What do Airbnb hosts actually earn in Dubuque?

Dubuque hosts earn a median $24,676/year with $152 ADR and 53% occupancy.

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See the full Dubuque market breakdown

How to Start a Short-Term Rental Business in Dubuque

Step 1: Property Assessment and Zoning

  • Verify zoning and intended use are consistent with the City’s rental property requirements.
  • Confirm compliance with the International Property Maintenance Code (IPMC).
  • Note occupancy limits may apply based on property type and size; observe all life-safety requirements.

Step 2: Complete Mandatory Education

  • Enroll in and complete the City’s Successful Property Management Course.
  • Course is offered two times per year at the NICC Town Clock Business Center and is required for all landlords/property owners.
  • Retain your completion certificate to submit with applications and renewals.

Step 3: Register for the City Licensing Portal

  • Create an account in the City’s online rental licensing portal.
  • First-time applicants must register before applying for licenses.
  • Access the portal at the City’s Apply for Rental License page.

Step 4: Submit License Application

  • Complete and submit your rental license application via the portal.
  • Pay all licensing fees; fees are per structure and per dwelling unit (see fee table below).
  • Ensure all required documents are uploaded.

Step 5: Pass Initial Inspection

  • The City’s initial inspection is free of charge.
  • Property must pass inspection to receive the license.
  • Address any code violations identified prior to license issuance.

Step 6: Ongoing Compliance

  • Renew licenses annually and comply with inspection cycles (see “Specific Regulations”).
  • Maintain safe, code-compliant properties and respond promptly to orders or violations.

Required Documents, Permits, Licenses, and Guidelines

Licensing

  • City Rental License:
    • Structure License Fee: $45 per structure
    • Dwelling Unit License Fee: $45 per unit
    • Rooming Unit Fee: $30 per unit
    • Late Payment Penalty: $25 if paid after the March 1 deadline

Documentation

  • Designated Agent Registration Form (if applicable)
  • Background Check Consent Form (for tenant screening)
  • Property inspection compliance certification
  • Successful Property Management Course completion certificate
  • W-9 Form (for tax reporting purposes)

Tax Obligations

  • Hotel/Motel Tax: 7% on all bookings (must be collected and remitted)
  • State Sales Tax: Additional tax requirements beyond the hotel/motel tax
  • Work with your booking platform(s) and tax advisor to set up tax collection/remittance correctly.

Inspection Requirements

  • Initial Inspection: Free
  • Re-inspection Fee: $100 per unit when follow-up is needed to verify repairs
  • Non-Cycle Inspection Fee: $100 per unit when violations are noted between scheduled inspections
  • No-Show Penalty: $100 per unit if 48 business-hour notice for rescheduling is not provided
  • Self-Certification: Available every other inspection cycle for eligible properties

Specific Regulations: City, County, and State

City of Dubuque Regulations

Licensing and Fees

  • Application Deadline: Rental fees must be paid prior to March 1
  • Renewal: Licenses must be renewed annually through the online portal
  • Fees apply per structure and per unit (see fee table above)

Inspections and Compliance

  • Compliance Standard: International Property Maintenance Code (IPMC)
  • Bi-annual Inspections: Regular inspections every two years
  • Self-Certification: Permitted every other cycle if all eligibility criteria are met (see below)
  • Penalties:
    • $100 per unit for no-shows (48-hour rescheduling notice required)
    • $100 per unit for non-cycle inspections (violations noted between cycles)
    • $100 per unit re-inspection fee where a site visit is needed to verify code compliance
  • College Dormitories: Reduced-rate inspections by the Dubuque Fire Department ($15 per unit in inspected years)

Priority Category Designation

A property owner or agent becomes “Priority Category” when, within a 12-month period, there are three instances of any of the following:

  • Suspension of rental license(s)
  • Revocation of rental license(s)
  • Citation(s) for property maintenance code violations
  • Failure to perform a criminal background check
  • Prolonged failure to comply with orders
  • Priority Category properties:
    • Are ineligible for self-certification
    • Receive enhanced regulatory scrutiny

Self-Certification Eligibility

Properties may self-certify in every other cycle if they meet ALL criteria:

  • Previous inspection completed in person and achieved a passing result
  • No Priority Category designation
  • Owner/agent has completed the Successful Property Management Course
  • No property maintenance code violations (IPMC) at the unit during the prior 2-year period
  • Rental fees paid before March 1
  • Self-certification must be completed before July 1

Dubuque County Regulations

  • No additional county-specific short-term rental regulations were identified beyond the City’s requirements.

Iowa State Regulations

  • Uniform Residential Landlord and Tenant Law (Iowa Code 562A): Applies to all rental properties
  • Fair Housing Law: Compliance required
  • State Sales Tax: Required in addition to the local hotel/motel tax
  • Iowa Court Records access for tenant screening

Contact Information for Local Authority

Housing & Community Development (Primary Contact)

Ben Pothoff, Deputy Code Official

  • Phone: 563-589-4231
  • Email: bpothoff@cityofdubuque.org
  • TTY/TRS: 711 or 800-735-2942 (Relay Iowa)
  • Office: Historic Federal Building, 350 West 6th Street, Suite 312, Dubuque, IA 52001
  • Hours: Monday–Friday, 8:00 AM–5:00 PM

General City Contact

  • Phone: 563-589-4100
  • Fax: 563-589-0890
  • Address: 50 W 13th Street, Dubuque, IA 52001

Source Links and Official Resources

  • Rental Licensing & Inspections overview:
    • www.cityofdubuque.org/1611/Rental-Licensing-Inspections
  • Apply for Rental License (portal registration required for first-time applicants):
    • www.citizenserve.com/Portal/PortalController?Action=showHomePage&ctzPagePrefix=Portal_&installationID=446&original_iid=0&original_contactID=0
  • Rental Licensing & Inspection Fees:
    • www.cityofdubuque.org/796/Rental-Licensing-Inspection-Fees
  • City Code of Ordinances:
    • codelibrary.amlegal.com/codes/dubuqueia/latest/overview
  • International Property Maintenance Code (IPMC) reference:
    • codes.iccsafe.org/content/IPMC2018p2
  • Iowa Uniform Residential Landlord and Tenant Law (Iowa Code 562A):
    • www.legis.iowa.gov/law/iowaCode/sections?codeChapter=562A

Additional useful references mentioned in City materials

  • Iowa Court Records (tenant screening):
    • www.iowacourts.state.ia.us/ESAWebApp/DefaultFrame
  • HUD HCV Landlord Resources:
    • www.hud.gov/program_offices/public_indian_housing/programs/hcv/landlord

Note: The cited City sources describe a comprehensive rental licensing and inspection framework that applies to short-term rentals in Dubuque. Investors should review and comply with all listed licensing, fee, inspection, and self-certification requirements to operate legally. If a property is located outside the City but within Dubuque County, consult county-specific regulations; this guide reflects City of Dubuque regulations.

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Dubuque

Market Saturation Score

036912
Moderate Saturation
6/ 12
months with declining YoY revenue
5–7 declining months: moderate saturation risk - market may be nearing capacity.
View Full Dubuque Market Analysis

Photos of Dubuque

Overview of Dubuque

Dubuque is a city in Dubuque County in eastern Iowa, set on the Mississippi River across from Illinois and Wisconsin. With a population of approximately 60,000, it is one of Iowa's larger cities and holds the distinction of being the state's oldest settlement, established in 1833 by French-Canadian lead miner Julien Dubuque. The city blends a working-river heritage with preserved nineteenth-century architecture and a walkable downtown, and it is widely regarded as a gateway to the Driftless Area, the unglaciated region of the Upper Midwest known for its steep river bluffs and wooded valleys. Dubuque sits roughly 175 miles west-northwest of Chicago, about a three-hour drive, and is about 100 miles southwest of Madison, Wisconsin, putting it within easy reach of two sizable metropolitan markets.

Just across the river and about 25 miles east of Dubuque, Galena, Illinois preserves a striking nineteenth-century main street of brick storefronts, steepled churches, and hillside homes, the legacy of a once-booming lead-mining economy. It is one of the most-photographed small towns in the Midwest and an easy day trip for visitors based in the city.

About 25 miles west of Dubuque, near the small town of Dyersville, the Field of Dreams movie site draws travelers with the original baseball diamond built for the 1989 film, where visitors can walk the outfield and play catch on the famous grass. The site has become a year-round pilgrimage stop and a natural pairing with any Dubuque stay.

Within Dubuque itself, the Fenelon Place Elevator is a historic funicular railway built in 1882 that climbs a steep bluff from the Cable Car Square neighborhood to an overlook with sweeping views of the downtown skyline, the Mississippi, and the tri-state area. The ride is brief but iconic, and it is one of the city's most recognizable landmarks. A few miles south of downtown, the Mines of Spain Recreation Area, a state-managed park, offers hiking trails, river overlooks, and the Julien Dubuque monument on bluffs above the Mississippi, providing a quieter natural counterpoint to the busier downtown attractions.

Dubuque's mix of riverfront scenery, historic architecture, and proximity to both the Driftless region and cross-state day trips makes it an appealing base for short-term rental guests. Its position within a few hours of Chicago and Madison, combined with year-round draws such as river cruises, fall foliage drives, and holiday events, supports steady demand. For owners, the city's blend of small-city character and regional accessibility creates a varied and resilient rental market.

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