Overview: Are Short-Term Rentals Allowed in Irving, IL?

Explicit Answer: Based on the provided sources, there is no specific information about Irving, IL's short-term rental regulations. Since Irving is a Chicago neighborhood, Chicago's regulations would be the primary local authority governing short-term rentals in this area. Short-term rentals are allowed in Chicago but are heavily regulated. The state of Illinois permits short-term rentals with specific licensing and tax requirements.

Starting a Short-Term Rental Business in Irving, IL

State-Level Licensing and Registration Requirements

If you plan to operate a short-term rental in Irving, IL, you must comply with both state and local regulations:

Illinois Department of Public Health Licensing

• Required for: Rentals of two or more units in buildings with four or more units (condos, apartment buildings)
• Process: Submit formal application, pay fees, pass inspections, renew periodically
• Not required for: Renting space in your own home for up to 30 consecutive days (but registration still required)

State Registration

• Mandatory: Register with the state for any short-term rental operation
• Process: Submit applications for registration and licensing
• Timeline: Must be completed before beginning operations

Local Requirements (Chicago)

Since Irving falls under Chicago's jurisdiction, you must comply with Chicago's short-term rental regulations:

Application and Licensing

• Annual license fee: $500 per unit (increased from previous $60 fee)
• Application process: Submit registration information directly with the city (not just through platforms)
• Required attestations: Confirm HOA/board hasn't prohibited vacation rental use (if applicable)

Insurance Requirements

• Minimum coverage: $1,000,000 per occurrence general commercial liability insurance
• Additional coverage: Homeowner's fire, hazard, and liability insurance
• Verification: Must be maintained throughout licensing period

Property Standards

• Inspection required: Chicago Department of Buildings inspection mandatory
• Compliance costs: Potential renovations, repairs, and permitting fees may be required
• Ongoing maintenance: Housekeeping standards including guest registration records, provision of amenities, and post-guest cleaning/sanitizing

Required Documents, Permits, Licenses, and Guidelines

State-Level Requirements

• State registration applications
• Illinois Department of Public Health license (if applicable)
• Tax registration with Illinois Department of Revenue
• Insurance policies
• Rental contracts and house rules
• Tax records and filing documentation

Local Requirements (Chicago)

• Chicago vacation rental license application
• Annual license fee payment ($500)
• Insurance certificates meeting minimum coverage requirements
• HOA/board attestation (if applicable)
• Property inspection scheduling and compliance
• Guest registration record maintenance

Documentation Checklist

• Completed application forms
• Proof of insurance coverage
• Property ownership/lease documentation
• Tax registration certificates
• Safety inspection reports
• Guest management protocols

Specific Regulations by Jurisdiction

State of Illinois Regulations

• Definition: Short-term rental is any residential dwelling rental for 31 days or less
• Tax obligations: Hotel Operators' Occupation Tax (5.98-6.17%), potentially additional local taxes
• Filing requirements: Monthly or annual returns required regardless of rental activity
• Penalty exposure: Fines and interest for non-compliance

City of Chicago Regulations

• Minimum stay: No single-night stays allowed (ban implemented in 2020)
• License renewal: Required annually with updated compliance verification
• Zoning restrictions: Some aldermen use zoning laws to prohibit new licenses in specific precincts
• Violation penalties: $5,000-$10,000 fines for violations
• Operating restrictions: Maximum guest occupancy limits apply

Cook County Regulations

• No specific short-term rental regulations identified in provided sources
• County-level taxes may apply in addition to state and city requirements

Contact Information for Local Authorities

Illinois Department of Public Health

• Website: www.idph.state.il.us
• Phone: Contact through state website
• Purpose: Licensing for multi-unit buildings (4+ units, 2+ rental units)

Illinois Department of Revenue

• Website: www2.illinois.gov/rev/Pages/default.aspx
• Registration: Online registration available
• Purpose: Tax registration and filing requirements
• Note: No LLC formation required for tax registration

Chicago Department of Business Affairs and Consumer Protection

• Phone: Contact through city website
• Purpose: License applications, renewals, compliance enforcement
• Process: Applications submitted directly to city, not through platforms

Chicago Department of Buildings

• Purpose: Safety inspections, compliance verification
• Requirement: Mandatory for all licensed vacation rentals

Source Pages and References

Primary Sources

1. Airbnb Rules in Illinois - Hostaway Blog

   • URL: www.hostaway.com/blog/airbnb-rules-in-illinois/
   • Content: State-level regulations, licensing requirements, tax obligations

2. Chicago Airbnb Laws - Domu Blog

   • URL: www.domu.com/blog/airbnb-chicago-laws
   • Content: Chicago-specific regulations, licensing fees, violation penalties

3. Short-Term Rental Prohibition - Village of Schiller Park

   • URL: www.villageofschillerpark.com/447/Short-Term-Rental-Airbnb-Prohibition
   • Content: Example of municipal prohibition (for contrast)

Additional References

4. Chicago Short-Term Rental Debate - FOX 32 Chicago

   • URL: www.fox32chicago.com/news/chicago-debates-rules-for-short-term-rentals-like-airbnb
   • Content: Historical context of Chicago regulations development

5. Facebook Community Discussion

   • URL: www.facebook.com/groups/526622037399589/posts/7634292249965830/
   • Content: Community discussion (limited actionable information)

Important Notes for Irving Investors

1. Jurisdiction Clarification: Irving is a Chicago neighborhood, so Chicago regulations apply rather than suburban municipal rules
2. Regulatory Changes: Chicago has been actively tightening regulations since 2016, with continued updates likely
3. Zoning Considerations: Specific Irving precincts may have additional restrictions through aldermanic zoning initiatives
4. Enforcement: Chicago has increased enforcement capabilities through direct platform data access requirements

Disclaimer: This guide is based solely on the provided sources. For complete compliance, investors should verify current regulations with Chicago authorities and consult legal professionals familiar with Chicago's evolving short-term rental ordinances.