This guide consolidates relevant information from provided documents to offer a clear roadmap for STR investors and operators in Palatka, FL.

Overview: Are Short-Term Rentals (STRs) Allowed in Palatka, FL?

Yes, short-term rentals are allowed in Palatka, FL. The provided documents indicate a structured process for operating a business, including for lodging, and highlight specific tax obligations at the county level.

• Key Insight: The city does not appear to prohibit STRs. However, as a business operating in the city, you must follow all standard city procedures for starting a business, which include obtaining a Business Tax Receipt. Additionally, your property must comply with zoning requirements, as defined in the city's ordinances.

How to Start a Short-Term Rental Business in This Market

Operating an STR in Palatka requires following both municipal (city) and county-level processes. The typical startup path involves:

1. Verify Zoning Compliance: Confirm that the property you intend to use as an STR is zoned for a short-term rental. This is a critical first step to avoid code violations. Contact the Building & Zoning Department for a formal zoning verification.
2. Obtain a City Business Tax Receipt (BTR): This is the primary license to legally operate a business within the City of Palatka. The application for a BTR is available on the city's website.
3. Complete any Required City Planning/Building Reviews: Depending on your specific property and the type of operation (e.g., a new build, a renovation, or adding a pool), you may need to submit applications for Site Plan Review, Building Permits, Small Structure Permits, or other relevant city approvals before you can operate. Follow the city's step-by-step permit process.
4. Register for and Collect County Tourist Development Tax (TDT): If your STR is located within the unincorporated areas of Putnam County (outside of Palatka city limits) or even within the city, you are likely subject to the county's TDT. You must register with the Putnam County Tax Collector and begin collecting the tax on all taxable rentals.
5. Obtain State-Level Licenses (if applicable): For lodging establishments, Florida law often requires a license from the Florida Department of Business and Professional Regulation (DBPR). The county's COVID-19 reopening plan explicitly references compliance with DBPR sanitation guidelines (61C-3.001). Always verify if a state license is required for your specific type of STR with the DBPR.

Required Documents, Permits, Licenses, and Guidelines

The following is a list of the primary documents and processes identified from the sources:

City of Palatka (Municipal) Requirements:

• Business Tax Receipt (BTR): The foundational business license for operating in the city. The application is available for download.
• Site Plan Review & Building Permits: Required for new construction, significant renovations, or other structural changes to the property used as an STR. A Building Site Plan Application and associated Checklist are available.
• Small Structure Permits: Required for smaller additions to the property (e.g., sheds, pools). A Small Structure Application and Checklist are available.
• Zoning Verification: While not a permit per se, it is a critical guideline to ensure the intended use of the property as an STR is compliant with local zoning laws (e.g., R-1, C-1, etc.). A Zoning Verification Letter application is available.
• Certificate of Appropriateness: Required if the property is located within a historic district.
• Sign Permit: Any signage for the STR business must be permitted and compliant with city code.

Putnam County (County-Level) Requirements:

• Tourist Development Tax (TDT) Registration & Returns: All operators of transient rentals (rentals for 6 months or less) must register with the county and collect the TDT. Operators must file returns and maintain records for audit purposes.
  • Key TDT Resources: Tax Return and Instructions, FAQ, and Online Payment Portal are available from the Tax Collector.
• Compliance with County Safety Guidelines: While developed for COVID-19 reopening in 2020, the detailed plan for "Short Term Vacation Rentals" provides a robust framework for health and safety protocols that may still be relevant. It includes guidelines for social distancing, PPE, sanitization, and staff training.

State-Level Requirements (Florida):

• DBPR Lodging License: Operators should confirm with the Florida Department of Business and Professional Regulation if a license is required for their specific lodging establishment, as state regulations (like 61C-3.001 for sanitation) are referenced.

Specific Regulations for Short-Term Rentals

Based on the provided content, the regulations are as follows:

City of Palatka:

• The city's ordinances, accessible via the Municode library, govern land use and zoning. STRs must be an allowed use in the property's zoning district. The process for permits and licenses is clearly defined on the city's website. The Building-Site Plan Permit Checklist outlines the requirements for new development or significant modifications to an STR property.

Putnam County:

• The county's Tourist Development Tax (TDT) ordinance mandates the collection and remittance of the TDT on all transient accommodations.
• The county's COVID-19 Reopening Safety Plan for Vacation Rentals, while developed during the pandemic, establishes mandatory health and safety protocols. These include:
  • Adherence to DBPR sanitation guidelines.
  • Implementation of social distancing measures.
  • Use of PPE by staff.
  • Enhanced cleaning and disinfection protocols, using EPA-approved products.
  • Mandatory staff wellness checks.
  • Communication of guidelines and restrictions to guests.
  • Weekly reporting of reservations to the County Administrator's office.

State of Florida:

• State statutes administered by the DBPR govern the operation of transient lodging establishments. Operators must comply with sanitation and safety requirements.

Contact Information

For direct assistance with permits, zoning, and local regulations, contact the City of Palatka. For tax-related questions, contact the Putnam County Tax Collector.

| Agency | Department | Contact Information | Purpose | | :--- | :--- | :--- | :--- | | City of Palatka | Building & Zoning | Phone: (386) 329-0100<br>Email: building-zoning@palatka-fl.gov<br>Website: Palatka Applications and Fees | Permits, Zoning, Business Tax Receipts | | Putnam County Tax Collector | Tourist Development Tax | Phone: (386) 329-0282<br>Office: 312 Oak Street, Palatka, FL 32177<br>Website: Putnam County TDT | TDT Registration, Filings, and Payments | | Florida DBPR | Lodging Licensure | Website: DBPR Website | State Lodging Licenses and Regulations |

Links to Source Pages

The following are the direct links to the sources of information for this guide:

• City of Palatka Applications and Fees: https://palatka-fl.gov/136/Applications-and-Fees
• City of Palatka Municipal Code (Zoning): https://library.municode.com/fl/palatka/codes/code_of_ordinances?nodeId=PTIIMUCO_CH94ZO_ARTIINGE_S94-4PRCHARMIMARECORE
• Putnam County COVID-19 Vacation Rental Safety Plan: https://www.fl-counties.com/sites/default/files/2020-05/Putnam%205.19.20%20Vacation%20Rental%20Safety%20Plam.pdf
• Zoneomics Palatka Zoning Code: https://www.zoneomics.com/code/palatka-FL/chapter_3
• Putnam County Tax Collector - Tourist Development Tax: https://putnamtax.com/services/other-services/tax-services/tourist-development-tax/