Navarre, Florida Short Term Rental Regulations Guide for Airbnb hosts

Overview: Are Short-Term Rentals Allowed in Navarre, FL?

Yes, short-term rentals are allowed in Navarre, FL. Based on the available regulatory information, there are no specific prohibitions or restrictions on short-term rentals in Navarre's city ordinances. The market operates under a relatively permissive framework at the local level, with regulations primarily focused on tax collection rather than operational restrictions.

How to Start a Short-Term Rental Business in Navarre, FL

Starting an STR business in Navarre follows a straightforward process due to the absence of local licensing requirements:

Step 1: Property Acquisition and Setup

Acquire or designate a property for short-term rental use
Furnish the property appropriately for guest stays
Ensure all safety features are in place (smoke detectors, carbon monoxide detectors, fire extinguishers)

Step 2: Tax Registration and Compliance

Register with Santa Rosa County Clerk of Court for Tourist Development Tax (TDT) collection
Set up systems to collect both state sales tax (7%) and county TDT (5%)
Establish monthly remittance procedures

Step 3: Insurance and Protection

Secure appropriate short-term rental insurance coverage
Consider liability protection for guest-related incidents
Review existing homeowners insurance policies for coverage gaps

Step 4: Marketing and Operations

List the property on platforms like Airbnb, VRBO, or Booking.com
Develop competitive pricing strategies based on local market data
Establish cleaning and maintenance protocols

Required Documents, Permits, Licenses, and Guidelines

Tax Registration Requirements

Mandatory Registration:

Tourist Development Tax (TDT) Registration with Santa Rosa County Clerk of Court
State sales tax registration with Florida Department of Revenue
Business tax receipt if required by local business licensing

Documentation Needed:

Property ownership or lease documentation
Federal EIN (Employer Identification Number)
Bank account information for tax remittance
Property address and contact information

Tax Collection and Remittance

Required Taxes:

Florida State Sales Tax: 7% on gross rental revenue
Santa Rosa County Tourist Development Tax: 5% on gross rental revenue
Total Combined Rate: 12% on all short-term rental income

Remittance Schedule:

Monthly reporting and payment due to Santa Rosa County Clerk of Court
Online payment portal available through the county website

Specific Regulations for Short-Term Rentals

City-Level Regulations (Navarre)

No specific city ordinances governing short-term rentals have been identified
No local licensing or permit requirements
Standard residential zoning typically allows short-term rental use

County-Level Regulations (Santa Rosa County)

Tourist Development Tax Requirements:

5% tax on all transient rentals (stays of 6 months or less)
Applies to all accommodation types: apartments, condominiums, hotels, mobile homes, motels, single-family homes, trailers, and other sleeping accommodations
Must be registered regardless of whether tax was collected from guests
Monthly remittance with completed TDT Return required

Voluntary Compliance Program:

Santa Rosa County offers a voluntary compliance program for STR operators
Allows registration and back-tax payment without penalties
Available to those who haven't been previously contacted by the Clerk's office

State-Level Regulations (Florida)

Florida Statute 125.0104 authorizes local TDT collection
Florida Statute 212.03 governs sales tax on transient rentals
Online marketplaces (Airbnb, VRBO) do not automatically remit TDT to Santa Rosa County
The county's previous agreement with Airbnb ended May 31, 2021

Contact Information for Local Authority

Santa Rosa County Clerk of Court - Tourist Development Tax Division

Mailing Address: Tourist Development Tax Division Santa Rosa County Clerk of Court P.O. Box 472 Milton, FL 32572

Phone: 850-983-1950

Email: TouristDevelopmentTax@SantaRosaClerks.com

Online Payment Portal: www.touristtax.com/santarosa/

Registration Website: santarosaclerk.com/other-services/tourist-development-tax/

Additional Resources

Santa Rosa County Government:

Website: www.santarosa.fl.gov
Beach Department (Navarre Beach): 850-983-1877
County Administrator: 6495 Caroline Street, Milton, FL 32570

Links to Source Pages

BuildYourBnb.com - Navarre STR Regulations Overview: www.buildyourbnb.com/us-airbnb-and-short-term-rental-regulations/navarre
Santa Rosa County Tourist Development Tax: www.santarosa.fl.gov/283/Tourist-Development-Tax
Santa Rosa County Clerk of Court TDT Registration: santarosaclerk.com/other-services/tourist-development-tax/
Navarre Beach Properties - STR Management Guide: www.navarrebeachproperties.com/blog/short-term-vs-long-term-rentals
BiggerPockets Forum Discussion: www.biggerpockets.com/forums/530/topics/1065273-short-term-rental-in-pensacola-navarre-florida

Market Data and Investment Considerations

Current Market Performance (2021 data):

Number of STR Listings: 1,069
Average Daily Rate: $239
Average Occupancy Rate: 65%
Average Monthly Revenue: $3,586

Real Estate Market Data:

Median Sale Price Index: $241,200
4-Bed Median Rental Price Index: $1,625
Annual Appreciation: 8.62%
2-Year Appreciation: 17.6%
5-Year Appreciation: 37.84%
Average Market Rent: $1,748

Important Notes and Disclaimers

This guide is based on 2021 information and regulations may have changed
Always verify current requirements with local authorities before starting operations
Consider consulting with a local attorney or tax professional for complex situations
Monitor for potential future regulatory changes at the city, county, or state level

Recommended Action Steps

Immediate: Contact Santa Rosa County Clerk of Court at 850-983-1950 to register for TDT
Short-term: Set up systems for monthly tax collection and remittance
Ongoing: Monitor regulatory updates and maintain compliance with all tax requirements
Strategic: Consider engaging local property management companies familiar with Navarre market regulations

Navarre, Florida is a picturesque coastal community located in Santa Rosa County in the northwestern part of the state, along the Gulf of Mexico. Known for its serene beaches and family-friendly atmosphere, the population of Navarre stands at around 37,000 residents. The city is approximately 25 miles east of Pensacola, making it a convenient suburban retreat with close access to the amenities of a larger urban area.

Navarre is famed for its striking natural beauty and outdoor attractions. Its most prominent landmark is Navarre Beach, often referred to as "Florida's Best Kept Secret," boasting pristine white sand and emerald-green waters. For more information, visit Navarre Beach. Nearby, the Navarre Beach Marine Park provides educational opportunities and underwater exploration (Navarre Beach Marine Park).

For those interested in military history, the National Naval Aviation Museum located in Pensacola is a short drive away and offers extensive exhibits related to naval aviation (National Naval Aviation Museum). Additionally, the Gulf Islands National Seashore, which stretches from Florida to Mississippi, offers numerous opportunities for outdoor activities such as hiking, camping, and bird-watching (Gulf Islands National Seashore).

Given its appealing coastal setting, manageable distance to larger urban centers, and charming local attractions, Navarre has become increasingly attractive for short-term rentals. Its tranquil environment, combined with easy access to activities and landmarks, makes it a desirable destination for tourists and vacationers seeking a respite from busier locales.

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STR Regulations for Navarre, Florida