Cumberland, WI

  • Overview
  • Performance
  • Listings
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Key Performance Metrics

Market snapshot

Performance indicators for the Cumberland short-term rental market based on reliable data.

Listings

27 / 58

Reliable / Active

Cap Rate

8%

Middle-Earners Gross Yield

Revenue

$27,381

Middle-Earners Revenue

Occupancy

43%

Middle-Earners Occupancy

Home Value

$329,799

Median Home Sale Price

Top Earners

$54,796

Top-Earners Revenue

Cumberland

Market Revenue Seasonality

Top Listings

Highest revenue

The highest-performing listings in Cumberland.

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D

Unfriendly to Investors

Cumberland Regulations

Cumberland explicitly prohibits short‑term rentals in its zoning with no special/conditional use pathway and recently amended ordinances to enforce the ban, leaving no legal path to operate STRs and high investor risk.

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About Cumberland

Cumberland is a small city of approximately 2,300 residents in Barron County, in the lake country of northwestern Wisconsin. The community is nicknamed the "Island City" because its historic downtown sits on a piece of land where Beaver Dam Lake and the Hay River meet, lending the town a distinctive sense of place and water on nearly every side. Cumberland serves as a quiet gateway to the broader network of lakes, forests, and farmland that define this corner of Wisconsin, and it sits roughly 90 miles northeast of Minneapolis–Saint Paul, making it a feasible drive-in destination for weekenders from the Twin Cities metro.

The defining feature of the immediate area is the water itself. Beaver Dam Lake and the adjoining chain of smaller lakes are part of the reason the town developed where it did, and they continue to draw visitors who come for fishing, paddling, and swimming. A network of public access points and lakeside parks makes it easy for short-term guests to spend a morning on the water and still be back in town for lunch. The Hay River, which threads through the community, is also a quiet draw for kayakers and canoeists looking for a slow, scenic float.

A short drive north brings travelers to Spooner, a small Washburn County town long associated with the annual Spooner Rodeo and the surrounding Namekagon River watershed, part of the broader St. Croix National Scenic Riverway. To the southwest, Rice Lake — the largest community in Barron County and home to a similarly well-known fishery — adds a wider selection of restaurants, shops, and a regional hospital within about a half-hour drive. Hayward, recognized as a hub for fishing, ATV trails, and the Paul Bunyan-themed attractions of the north woods, lies roughly an hour to the north.

The surrounding landscape of Barron County is a patchwork of glacial lakes, dairy farms, and wooded ridges, much of it threaded by segments of the Ice Age National Scenic Trail. For visitors who prefer quiet to crowds, this stretch of Wisconsin offers an unhurried alternative to the more heavily marketed lake regions to the east, and Cumberland's small-town character makes it a natural fit for travelers who want a comfortable place to come back to at the end of the day.

For short-term rental owners, Cumberland offers an appealing combination: a recognizable identity as the "Island City," reliable four-season outdoor appeal anchored by multiple lakes, a steady draw from the Twin Cities roughly 90 miles away, and easy day-trip access to other destinations across northwestern Wisconsin. It is the kind of place where a well-located rental near the water can serve anglers in summer, hunters in fall, and snowmobilers in winter, with a downtown that is small but walkable and a pace of life that keeps guests coming back.

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